During the holiday season you’re likely to use your credit card more than at any other time of year. The Hayward body guards at ADS Guards want to share 5 tips that can make preventing Christmastime credit card fraud easier.
1. Be Careful What You Carry
If you typically keep your credit card in a purse or wallet, consider moving it to a different location during your holiday shopping trips. Tuck it in a front pocket or in another spot where it’s harder to snatch, especially when shopping right before Christmas when you’re more likely to be pressed in a crowd.
2. Choose Online Stores Carefully
Many online stores offer great deals for gifts both before and after Christmas. There are also plenty of opportunities for scammers to take advantage of the high volume of shoppers looking for these deals. If an online deal seems too good to be true, it probably is.
3. Watch Your Statements
Write down everything you spend and where you expect the bill to come from. You may have purchases from unusual places over the holidays, but if you don’t recognize an expense, make sure you trace it to ensure you haven’t been a victim of fraud.
4. Look into Virtual Credit Cards
Some credit card companies provide options that allow you to use your credit card online without actually entering your card number. Instead, they’ll generate a number for one-time use that lets you make your purchases privately. This is perfect for the busy holiday spending season when retail websites are more likely to be targeted.
5. Check Receipts Before You Toss Them
When you’re busy holiday shopping, you might not think about keeping all of your receipts in one place. Most cash registers block out all but the last four numbers of your credit card, but not all of them do. Make sure to check your receipts before you throw them away and shred them if necessary.
It’s an unfortunate reality that crime runs rampant during the holidays. However, the presence of security guards can reduce the risk of many crimes. If you’re looking to hire security in Hayward for a residential or commercial property, reach out to ADS Guards at 1-800-794-1550. We have been a trusted provider of professional guards for nearly 2 decades.