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What Steps Do You Need to Take If Someone Steals Your Identity?

After having your identity stolen, don’t hesitate to take action to protect your personal information. The longer you wait, the greater chance you’ll have of being subjected to serious financial damage. The staff at ADS Guards, a leading provider of security guard services in Hayward, is here to guide you through some of the first crucial steps you should take if you’ve become a victim of identity theft.

Place a Fraud Alert

Make sure you place a fraud alert on your credit reports immediately. This action lets lenders and creditors know they should take extra precautions before extending credit to someone using your name, even if the person ends up actually being you. There are several websites that allow you to place a fraud alert, including Experian, Equifax, and Transunion. 

Contact Your Bank and Your Credit Card Company

Identity theft typically occurs because a criminal wants access to someone’s financial information. If your credit card was stolen, report the problem directly to the credit card issuer so they can cancel the card, and alert your bank immediately if your checkbook was stolen.

File a Report with the Federal Trade Commission

You should also contact the Federal Trade Commission (FTC) after having your identity stolen, which you can do by filing an identity theft report online or on the phone. The FTC will let you know what to do next, and you can contact them throughout the process if you have any questions or concerns. 

Protect Your Social Security Number

If your Social Security number has been stolen, the thief may try to swipe your tax refund or obtain employment under your name. Contacting the Social Security Administration is the most important part of the identity theft recovery process because Social Security numbers can affect several important things in your life, including jobs and taxes. 

These are just a few of the important measures you must take to ensure a successful recovery from identity theft. The process may seem long and laborious, but every step is crucial in securing your personal information. If you have additional questions about identity theft, get in touch with ADS Guards, one of the top security guard companies Hayward has to offer. Give us a call today at 1-800-794-1550 and one of our representatives would be happy to assist you.